Rajesh Minocha, CFP®

Enterprise Leader  |  Entrepreneur  |  Independent Director  |  Author

Thirty years building enterprise strategy, governance and technology capability — now bringing that judgment to the boardroom.

Portrait of Rajesh Minocha, CFP®
84%
IICA Independent Director Proficiency Assessment
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Executive Overview

The measure of three decades, at a glance

Education & Credentials
MBA (Finance), JBIMS Mumbai
Certified Financial Planner (CFP®)
Independent Director Proficiency Assessment (IICA) — 84%
Corporate Experience
ICICI
Polaris
HCL Technologies
Wipro
Franklin Templeton
Leadership
Founder, Financial Radiance
Former Member, Franklin Templeton India Management Committee
Enterprise Leadership
Strategy & Business Transformation
Recognition
Author of Three Books
Corporate Speaker
Media Contributor
Investor Educator
From Enterprise to Entrepreneurship

After building capability inside four global institutions, he built one of his own.

Financial independence at 45 wasn't a retirement — it was a strategic reinvention. Ten years on, Financial Radiance manages ₹250+ crore for 425+ families, run by a lean, technology-enabled team of four.

Career Trajectory

Six organisations, one continuous thread of enterprise leadership

1995–2000
ICICI
Credit Appraisals & project finance — the analytical foundation for capital allocation judgement.
2000–2003
Polaris
Corporate planning in the CEO's office; led global banking transformation projects.
2003–2005
HCL Tech
Business analysis & testing leadership; lifted client satisfaction from 2.8 to 4.0/5.
2005–2006
Wipro
Built a testing pre-sales practice; personally recruited an 80-member team.
2006–2016
Franklin Templeton
Management Committee; Global Testing; Legal Shared Services; enterprise change.
2016–Now
Financial Radiance
Founder & CEO — ₹250+ crore wealth practice across 425+ families.
Board Value Proposition

What Rajesh brings to a boardroom table

Nine areas of experience, each earned through direct enterprise responsibility.

01 · Primary Strength
Enterprise Strategy

Management Committee exposure to enterprise-wide strategic decisions — the single vantage point a board itself operates from.

Corporate Governance
Formal Independent Director training plus two decades in regulated finance.
Finance & Capital
Credit appraisal grounding from ICICI; disciplined capital stewardship since.
Technology
Built and led global technology, testing and shared-services organisations.
Risk Management
Disaster recovery leadership and regulatory navigation under real pressure.
People Leadership
Scaled teams from eight to sixty-five members across three decades.
Stakeholder Mgmt.
Cross-geography alignment across banking, technology and asset management.
Entrepreneurship
Founded and scaled Financial Radiance to ₹250+ crore AUM.
Business Transformation
Led change management for enterprise-wide technology and operations shifts.
Leadership Highlights

Four episodes of enterprise consequence

01

Franklin Templeton Management Committee

One of twelve members shaping enterprise-wide strategy, technology investment, governance and talent decisions alongside the country President — direct exposure to the level a board itself operates at.

Enterprise Leadership
02

First Offshore Legal Shared Services

Entrusted to build Franklin Templeton's first Legal Shared Services centre outside the US, despite no legal background — coordinating a smooth transition across six countries.

Global Transformation
03

Business Literacy Initiative

Built a 25-person volunteer team that reached ~2,000 employees and was adopted across ~20 countries — enterprise influence built entirely without formal authority.

Knowledge Leadership
04

Building Financial Radiance

From financial independence at 45 to a ₹250+ crore, 425-family wealth practice — proof of building and governing an enterprise inside a highly regulated industry.

Entrepreneurship
“Enterprise leadership requires looking beyond functional excellence to understand how strategy, governance, people and risk interact to create long-term value.” — from the Board Leadership Portfolio
Board Expertise

Depth across the disciplines a board depends on

Corporate Governance
Two decades navigating regulated environments, board committees and enterprise oversight.
Strategy & Growth
Shaped enterprise-wide strategy as a member of Franklin Templeton India's Management Committee.
Finance & Capital Allocation
Grounded in credit appraisal and project finance from an early career at ICICI.
Technology & Digital Transformation
Built and led testing, technology and shared-services organisations across four global firms.
Risk Management
Led disaster recovery planning and crisis decision-making through the 2008 financial crisis.
Leadership & Culture
Scaled teams from eight to sixty-five, building capability without formal authority.
Entrepreneurship
Founded and grew Financial Radiance into a ₹250+ crore wealth management practice.
Stakeholder Engagement
Managed cross-geography relationships across banking, technology and asset management.
Leadership Domains

Eight lenses on a single leadership career

Enterprise

Enterprise Leadership & Governance

Board-level exposure through the Franklin Templeton India Management Committee — strategy, governance and operational excellence across an enterprise, not a single function.

Transformation

Global Transformation & GCC Leadership

Built a first offshore legal shared services centre and one of three global testing hubs — global operating models under real stakeholder pressure.

Governance

Governance Through Enterprise Perspective

Two decades in regulated finance, disaster recovery leadership and workforce decisions through the 2008 crisis — governance tested under real conditions.

Technology

Technology & Business Transformation

A career-long bridge between business and technology across Polaris, HCL, Wipro and Franklin Templeton — evaluating digital investment through a business lens.

Founder

Entrepreneurship & Business Building

Founded Financial Radiance after financial independence at 45 — a regulated, technology-enabled practice built to ₹250+ crore AUM with a lean team.

Culture

Leadership, Talent & Culture

A consistent focus on selecting for capability and character, and coaching without formal authority.

Knowledge

Knowledge Leadership & Capability Building

Three published books, 150+ articles and 60+ investor-education sessions reaching 3,000+ participants.

Readiness

Board Readiness & Governance Perspective

Formal Independent Director certification (84%) layered onto three decades of enterprise and entrepreneurial experience.

Industry Experience

Sector depth across the financial and technology economy

Banking
Financial Services
Asset & Wealth Mgmt.
Technology & IT
FinTech
Professional Services
Education
Family Business
Banking
Financial Services
Asset & Wealth Mgmt.
Technology & IT
FinTech
Professional Services
Education
Family Business
Board Committees

Where Rajesh is prepared to contribute

Audit
Financial statement literacy from credit appraisal & enterprise finance.
Risk
Disaster recovery leadership and crisis decision-making.
Technology
Two decades building and governing enterprise technology.
Nomination & Remuneration
Management Committee exposure to talent decisions.
CSR & ESG
A career built on financial literacy and investor education.
Investment
Project finance and capital allocation grounding from ICICI.
Publications

Three books on retirement, reinvention and financial freedom

Retire on Your Terms book cover
Retire on Your Terms
A holistic guide to retirement — physical, emotional, social and financial.
View on Amazon →
Second Innings on Your Terms book cover
Second Innings on Your Terms
Retirement reframed as reinvention, purpose and a fresh chapter.
View on Amazon →
The Career Escape Plan book cover
The Career Escape Plan
Aligning career and financial planning with a life of purpose.
View on Amazon →
Media & Thought Leadership

A recognised, consistent voice in personal finance

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Board Candidate Information

Executive Information Pack

Executive & Board Profile
A comprehensive overview of executive leadership experience, governance readiness, board competencies and strategic contributions.
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Executive Resume
A concise executive summary highlighting career progression, leadership experience, achievements and professional credentials.
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Leadership Philosophy
“Strong governance is not about compliance alone; it is about creating enduring institutions. Boards create value by encouraging strategic thinking, prudent capital allocation, ethical leadership and a culture of accountability.”
— Rajesh Minocha, CFP®
Also Known For
3 Published Books
Corporate Speaker
Media Contributor
Investor Education Initiatives
Contact

Available for board and advisory conversations

Portrait of Rajesh Minocha, CFP®
Independent Director Roles Board Advisory Governance Committees Strategic Advisory