Welcome to Rajesh Minocha (“Company”, “we”, “our”, “us”). These Terms & Conditions (“Terms”) govern your use of our website www.rajeshminocha.com, our products, and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.


1. Services Offered

Rajesh Minocha provides financial education, personal finance resources, author-related content, and related consulting services. All advice and content provided are for informational purposes only and should not be construed as financial, legal, or tax advice. You are responsible for verifying the suitability of any recommendations for your personal situation.


2. Eligibility

By using our services, you confirm that:

  • You are at least 18 years old.
  • You have the legal capacity to enter into a binding agreement.
  • You will use our services in compliance with all applicable laws.

3. User Responsibilities

You agree to:

  • Provide accurate and complete information when using our services.
  • Use our services only for lawful purposes.
  • Not engage in fraudulent, abusive, or harmful activities.

4. Payments & Fees

All payments for our services or resources (if applicable) are processed securely through trusted third-party payment gateways.

  • Prices for our services are subject to change without prior notice.
  • You are responsible for any applicable taxes and transaction charges.

5. Refund & Cancellation

Our Refund & Cancellation Policy is outlined separately on the Refund & Cancellation Policy Page. Please review it before making any purchase.


6. Intellectual Property

All content, materials, designs, graphics, and logos on this website are the property of Rajesh Minocha unless otherwise stated. You may not copy, reproduce, or distribute any content without our prior written consent.


7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these websites.


8. Limitation of Liability

We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our website or services. All advice and content are provided “as is” without any warranties.


9. Indemnification

You agree to indemnify and hold harmless Rajesh Minocha, its officers, employees, and partners from any claims, damages, or losses resulting from your violation of these Terms.


10. Governing Law & Jurisdiction

These Terms shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Uttar Pradesh.


11. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with the updated “Effective Date.”


12. Contact Us

If you have any questions about these Terms, you can contact us at:

📧 Email: contact@rajeshminocha.com
📞 Phone: +91-98664 61113 / +91-120-4548926
📍 Address: B 346, Victoria Drive, Paramount Golf Foreste, Opp. Sector Zeta 1, Greater Noida 201306, Uttar Pradesh